• ✅ How to document damage the way adjusters actually look for it
• ✅ What to say — and never say — on the adjuster call
• ✅ The red flags that mean you’re being lowballed
• ✅ Your exact claim timeline in Georgia
• ✅ When to get a second opinion before you sign anything

LB Roofing & Construction has served metro Atlanta since 2008 — 4.7★ across 70 Google reviews, A+ Rated with the BBB, and named a 2026 Expertise.com Best Roofer in Atlanta. We built this checklist from real storm-damage claims we’ve helped homeowners navigate for 18 years.

No spam. Just the checklist — and a free inspection offer if you want one.

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What’s the first thing I should do after storm damage to my roof?

Document everything before you do anything else. Walk your property and photograph every angle of the roof from the ground, plus close-ups of dented shingles, bald spots, or granules in your gutters. Your phone timestamps photos automatically — that record is what makes or breaks a claim.

Should I check inside my house, not just the roof?

Yes. Go into your attic with a flashlight and look for water stains, daylight coming through where it shouldn’t, or damp insulation. Interior damage is often the difference between a partial claim and a full one.

What should I say when the insurance adjuster calls?

Keep it simple: report that you have storm damage. Don’t specify wind vs. hail, don’t guess at cause, and don’t agree to anything on the spot — “I don’t know” is often the right answer. LB Roofing can look up the most severe storm date in your area if you need it.

What are red flags that my insurance settlement is a lowball offer?

Watch for an offer that doesn’t match your own photos, pressure to sign before an “expiring” deadline, vague “cosmetic damage only” language, or a settlement covering only partial replacement when the whole roof was hit.

Do I need a second opinion before accepting my insurance company’s offer?

Yes — get a free, independent roof inspection from a contractor working for you, not the insurer, before signing anything. It costs nothing and protects you from accepting a number you don’t fully understand.