• ✅ How to document damage the way adjusters actually look for it
• ✅ What to say — and never say — on the adjuster call
• ✅ The red flags that mean you’re being lowballed
• ✅ Your exact claim timeline in Georgia
• ✅ When to get a second opinion before you sign anything

LB Roofing & Construction has served metro Atlanta since 2008 — 4.7★ across 70 Google reviews, A+ Rated with the BBB, and named a 2026 Expertise.com Best Roofer in Atlanta. We built this checklist from real storm-damage claims we’ve helped homeowners navigate for 18 years.

No spam. Just the checklist — and a free inspection offer if you want one.

Monday – Saturday, 8AM – 7PM

We believe you shouldn’t have to pay for work you haven’t seen. On most jobs, there’s no payment due until the work is 100% complete to your satisfaction. For larger projects, we may request a partial payment once materials have been delivered to your property — at that point your investment is already protected on-site, and the remaining balance isn’t due until the work is finished. No hidden fees, no surprise draws — just straightforward terms so you can plan your project with confidence.

Need help covering the cost upfront? We offer financing through Magwitch, so you can get the work done now and pay over time. Ask your project manager about financing options, or apply directly online.

What’s the first thing I should do after storm damage to my roof?

Document everything before you do anything else. Walk your property and photograph every angle of the roof from the ground, plus close-ups of dented shingles, bald spots, or granules in your gutters. Your phone timestamps photos automatically — that record is what makes or breaks a claim.

Should I check inside my house, not just the roof?

Yes. Go into your attic with a flashlight and look for water stains, daylight coming through where it shouldn’t, or damp insulation. Interior damage is often the difference between a partial claim and a full one.

What should I say when the insurance adjuster calls?

Keep it simple: report that you have storm damage. Don’t specify wind vs. hail, don’t guess at cause, and don’t agree to anything on the spot — “I don’t know” is often the right answer. LB Roofing can look up the most severe storm date in your area if you need it.

What are red flags that my insurance settlement is a lowball offer?

Watch for an offer that doesn’t match your own photos, pressure to sign before an “expiring” deadline, vague “cosmetic damage only” language, or a settlement covering only partial replacement when the whole roof was hit.

Do I need a second opinion before accepting my insurance company’s offer?

Yes — get a free, independent roof inspection from a contractor working for you, not the insurer, before signing anything. It costs nothing and protects you from accepting a number you don’t fully understand.

Do I have to pay upfront?
No. Most jobs require no payment until the work is fully complete. On larger projects, we may collect a partial payment once materials are delivered to the property, with the balance due at completion. We also offer financing through Magwitch if you’d like to spread the cost over time.